Critical Illness

The critical illness process uses a rules engine to define the medical conditions (ICD-9 codes) under which a claimant is eligible for payment. Lump sum payments can be based on individual medical conditions defined by rules. The policy can be set up as an individual product or as a rider on another product defined in the Policy Administration.

Features include:

  • Diagnosis based ICD-9 codes.
  • Lump sum payments are flexible based on illness and product rules.
  • Claims can be made in multiple categories defined by rules.
  • Flexible elimination periods supported.